:root{font-family:Inter,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:#14243d;background:#f6f8fc;font-synthesis:none}
*{box-sizing:border-box}
body{margin:0;line-height:1.65}
a{color:#1d4ed8}
a:hover{text-decoration-thickness:2px}
.skip{position:absolute;left:-9999px}.skip:focus{left:14px;top:14px;background:white;padding:10px;z-index:5}
.header,.layout,.footer{width:min(1040px,calc(100% - 36px));margin-inline:auto}
.header{display:flex;align-items:center;justify-content:space-between;padding:19px 0}
.brand{font-size:1.28rem;font-weight:800;color:#172d51;text-decoration:none;letter-spacing:-.03em}
.header nav{display:flex;gap:20px;align-items:center}
.header a:not(.brand){font-size:.92rem}
.hero{padding:46px 0 28px;max-width:800px}
.eyebrow{font-size:.79rem;color:#2252aa;text-transform:uppercase;letter-spacing:.12em;font-weight:750}
h1{font-size:clamp(2rem,4.5vw,3.55rem);line-height:1.15;letter-spacing:-.035em;margin:14px 0 18px}
h2{font-size:clamp(1.3rem,2.5vw,1.65rem);line-height:1.3;color:#152b48;margin:0 0 13px}
h3{font-size:1.05rem;line-height:1.4}
.lead{font-size:1.13rem;color:#455773;max-width:740px;margin:0 0 24px}
.cta{display:inline-flex;padding:12px 20px;background:#1d4ed8;color:white;font-weight:700;text-decoration:none;border-radius:12px}
.cta:hover{background:#193d9d}
.secondary{display:inline-block;margin-inline-start:17px}
.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:16px 0 26px}
.panel{background:white;border:1px solid #dce4ef;border-radius:15px;padding:25px;margin:18px 0}
.panel p:last-child,.panel ul:last-child{margin-bottom:0}
.panel ul,.panel ol{padding-inline-start:22px}
.callout{border-inline-start:4px solid #3772d6;background:#edf3fe;padding:15px 19px;border-radius:7px;margin:26px 0;color:#234062}
.faq article{border-top:1px solid #dce4ef;padding:18px 0 0;margin-top:18px}
.faq article h3{margin:0 0 8px}.faq article p{margin:0}
.footer{padding:26px 0 40px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;font-size:.88rem;color:#596a84}
.note{font-size:.89rem;color:#566783}
@media(max-width:650px){.hero{padding:25px 0 12px}.grid{grid-template-columns:1fr;gap:0}.panel{padding:19px}.header nav{gap:12px}.secondary{display:block;margin:13px 0 0}}
@media(prefers-reduced-motion:no-preference){a,.cta{transition:background-color .15s ease}}